Reporting
Budget Performance Report
Comparison of Actual vs Budget · by department, sub-department and account.
Cherry Joy S. Cinco · QuickBooks Online Bookkeeper & AccountantYour books, reconciled.
Your books, reconciled.
Your numbers, clear.
Your business, ready to grow.
I help international business owners keep QuickBooks Online accurate, organized, and up to date — so you can see what your business is earning, what it owes, what is outstanding, and where your money is going.
9+ years in accounting · QuickBooks Online · Xero · Excel · Google Sheets
Cherry Joy S. Cinco
QBO Bookkeeper · Accountant
- Full-cycle bookkeeping
- Bank & credit card reconciliation
- Accounts receivable & payable
- Financial reporting & analysis
- Accounting workflow improvement
9+
Years
500+
Monthly txns
12 mo.
Reconciled
Clean reconciliationsAccurate financial reportsDetail-focused & reliableRemote international supportQuickBooks Online specialistMonth-end close disciplineClean reconciliationsAccurate financial reportsDetail-focused & reliableRemote international supportQuickBooks Online specialistMonth-end close disciplineClean reconciliationsAccurate financial reportsDetail-focused & reliableRemote international supportQuickBooks Online specialistMonth-end close discipline
Your problem isn't bookkeeping.
It's not knowing what's really happening in your business.
You can't trust the reports.
Your P&L and balance sheet shouldn't require a second guess before you use them to make a decision.
Month-end keeps becoming a fire drill.
Transactions pile up, accounts don't reconcile, and your team spends valuable time fixing what's already late.
Cash flow feels unpredictable.
Revenue may look strong while cash remains tight. Without clean numbers, it's difficult to see the problem early.
You shouldn't have to chase your bookkeeper.
You need financial information that is organized, current, and available when you need it — not weeks later.
That's where I come in.
Built for people who need answers — not accounting headaches.
CEO
You need confidence in the numbers.
You shouldn't have to personally investigate transactions or wonder whether the financials are complete before making a major decision.
Business Owner
You need to know where your money is going.
Revenue alone doesn't tell you whether your business is healthy. You need visibility into cash, expenses, receivables, payables, and profitability.
COO
You need financial operations that don't slow the business down.
Unreconciled accounts, inconsistent processes, and outdated books create unnecessary friction across the organization.
What changes when your books are under control
Know your numbers
Accurate, current books and reconciled accounts give you a dependable financial picture.
See where cash is going
Understand expenses, payables, receivables, and cash movement without digging through transactions.
Close with confidence
Reduce month-end surprises and eliminate the growing backlog of unreconciled accounts.
Decide faster
Get financial reports you can actually use to evaluate performance and plan your next move.
Build a cleaner operation
Consistent accounting workflows that don't depend on one person remembering every detail.
QuickBooks Online·Xero·Excel·Google Sheets
The goal isn't prettier books.
It's a better-run business.
Better decisions
Stronger cash flow
Save more time
Less stress
Why work with me
Senior Accountant-Level Support for Clean Books, Better Reports & Smarter Workflows
I combine bookkeeping accuracy, Senior Accountant-level review, and workflow automation experience to help businesses clean up records, close faster, improve reporting, and reduce repetitive monthly accounting work.
Senior Accountant-Led Support13+ years experience
13+
Years Accounting Experience
100+
Clients Supported
8,000+
Accounting / Project Hours
14,000+
Accounting Learners Trained
Clean Books & Reconciled Balances
Monthly bookkeeping, transaction review, reconciliations, cleanup support, and organized accounting records.
Month-End Close Discipline
GL review, journal entries, accruals, prepaids, close checklists, variance review, and CPA-ready workpapers.
Better Financial Reporting
P&L, balance sheet, cash flow, AR/AP aging, management reports, KPI summaries, and decision-ready reporting packs.
Workflow Automation Mindset
I improve recurring accounting workflows so reports, trackers, reconciliations, and close files are easier to update every month.
Senior Review Mindset
Not just data entry. I review balances, investigate unusual items, correct issues, and help make the numbers more reliable.
Practical Training Background
I have trained 14,000+ accounting learners, which reflects my ability to explain workflows clearly, document processes, and simplify accounting tasks.
Experience & Education
2022 — Present
QuickBooks Online Bookkeeper & Accountant (Remote)
Independent practice · international clients
- · Full-cycle bookkeeping for service, agency, and ecommerce businesses
- · Cleanup and catch-up projects covering up to 12 months of backlog
- · Monthly reporting packs, cash summaries, and KPI tracking
2018 — 2022
Senior Accountant
Corporate finance team
- · Month-end close ownership: accruals, prepaids, journal entries, GL review
- · Variance analysis and management reporting to leadership
- · Prepared audit and CPA-ready workpapers
2015 — 2018
General Accountant
Shared services / SME accounting
- · AR/AP processing, reconciliation, and payroll journal support
- · Standardized recurring reconciliation templates
- · Supported ERP and accounting system migrations
2013 — 2015
Accounting Associate & Trainer
Accounting education and training
- · Trained 14,000+ learners in bookkeeping and accounting workflows
- · Built course materials, checklists, and practical process documentation
My personal background as a bookkeeper
I started in general accounting, moved into senior review work, and now focus on QuickBooks Online bookkeeping for international business owners. That path shaped how I work: I don't stop at recording transactions — I check whether the balances make sense, document how the numbers were built, and leave behind a workflow the next month can reuse. Clients stay because the reports arrive on time, the accounts reconcile, and the questions get answered the same week they are asked.
Services · Process · Tools
Bookkeeping that produces answers, not just entries.
Pick the level of support your business needs today — see exactly how I work, and the stack behind every clean set of books.
Services offered
What I can take off your plate.
Monthly Bookkeeping
Ongoing categorization, bank rules, transaction review, and a closed set of books every month.
- · Transaction categorization
- · Bank & credit card feeds
- · Month-end close checklist
Catch-Up & Cleanup
Behind by months or years? I bring the file current and make the historical numbers defensible.
- · Backlog processing
- · Duplicate & misposting fixes
- · Opening balance corrections
Reconciliation
Bank, credit card, loan, and clearing account reconciliations that actually tie out.
- · Bank & card reconciliation
- · Undeposited funds cleanup
- · Payment processor settlements
AR & AP Management
Know who owes you, what you owe, and when cash is due to move.
- · Invoicing & collections tracking
- · Bill entry and approval support
- · Aging review with commentary
Financial Reporting
Decision-ready reporting packs, not raw exports.
- · P&L, balance sheet, cash flow
- · Budget vs actual
- · KPI and cash summaries
Workflow Improvement
Documented, repeatable accounting processes that don't depend on memory.
- · Process documentation
- · Template & tracker build
- · Automation of recurring work
How we can work together
Custom
Cleanup Project
One-time catch-up and reconciliation of historical periods.
- · Scoped after file review
- · Fixed project fee
- · CPA-ready handoff
Retainer
Monthly Bookkeeping
Ongoing books, reconciliation, and monthly reporting pack.
- · Monthly close by day 10
- · Reporting pack + summary
- · Email support
Add-on
Reporting & Advisory Add-On
Deeper reporting, budget vs actual, and a monthly review call.
- · Custom KPI dashboard
- · Budget vs actual analysis
- · 30-min monthly review
Process
My 4-Step Process
Audit books + identify issues
I review your QuickBooks/Xero setup, reconciliations, app integrations, reporting gaps, workflows, and accounting issues so we know what needs to be fixed first.
Step 1: Diagnose
01
Step 2: Clean
02
Catch up + reconcile + correct
I catch up overdue months, reconcile accounts, correct coding issues, clean up balances, organize schedules, and prepare the books for reliable reporting.
Automate + streamline workflows
I improve monthly accounting workflows so the same issues do not keep coming back. This may include close checklists, reconciliation trackers, reporting templates, dashboards, app workflows, and automation.
Step 3: Simplify
03
Step 4: Clarify
04
Reports + dashboards + decisions
I create financial reports, KPI dashboards, CFO-style reporting packs, and analysis that help you understand sales, fees, cash flow, margins, expenses, and business performance.
Tools
The stack behind clean, current books.
QuickBooks Online
95%Full-cycle bookkeeping, bank rules, reconciliation, reporting, cleanup.
Xero
82%Bank feeds, reconciliation, invoicing, and management reports.
Microsoft Excel
92%Pivot tables, lookups, reconciliation workpapers, reporting models.
Google Sheets
90%Shared trackers, close checklists, live reporting dashboards.
Supporting apps
Hubdoc / Dext
Receipt and bill capture
Bill.com
AP workflow and approvals
Gusto / Payroll apps
Payroll journal review
Stripe / PayPal
Payment settlement reconciliation
Shopify / A2X
Ecommerce sales reconciliation
Slack / Zoom / Loom
Client communication and walkthroughs
Ready to start at step one?
The discovery call is a 30-minute review of your current books and where the gaps are.
Book a Discovery CallLive overview
Budget Performance Report
Comparison of Actual vs Budget · by department, sub-department and account — one of the reporting deliverables I build. Below is the wider set of reports and trackers I create for clients. Edit any tile to add your own screenshot, wording, and a link that opens the report.
Reporting
Monthly Financial Pack
P&L, balance sheet, and cash flow with a one-page executive summary.
Reporting
KPI & Cash Summary
Runway, gross margin, and cash movement at a glance.
Reconciliation
Bank Reconciliation Workpaper
Month-by-month reconciliation with supporting documentation.
Reconciliation
Payment Settlement Workbook
Stripe, PayPal, and Shopify payouts mapped to revenue, fees, and refunds.
Trackers
AR / AP Aging Tracker
Who owes you, what you owe, and when cash is due to move.
Trackers
Month-End Close Checklist
Owners, due dates, and sign-off for every close step.
Trackers
Expense & Vendor Tracker
Recurring spend visibility by vendor and category.
Hover a tile and click the pencil to edit the title, description, category, image, and report link. Tiles with a link open the report in a new tab. Everything is saved in this browser.
Case studies
Selected Case Studies
Proof of how I help businesses clean up accounting records, improve reporting, and automate recurring finance workflows.
Case 01
Month-End Close Improved from 10 Days to 4 Days
Client Type: US-based professional services firm with recurring monthly close and management reporting needs
Problem: The month-end close relied on a manual process across multiple bank and credit card accounts, which delayed reconciliations and pushed reporting out to Day 10.
Action: Standardized the close checklist, organized reconciliation schedules by account, and automated recurring journal entries in QuickBooks Online for routine monthly adjustments.
Result: Reduced the close timeline from 10 days to 4 days and improved reporting timeliness for management review.
Tools: QuickBooks Online | Excel | Google Sheets | Recurring JE templates | Reconciliation schedules
Case 02
Accounting Workflow Automation Reduced Manual Work
Client Type: US-based E-commerce business with recurring monthly reporting and spreadsheet-heavy support schedules
Problem: Monthly trackers, reconciliations, and reporting tabs were being updated manually, creating duplicate work and increasing the risk of broken formulas and version-control issues.
Action: Built automated Excel and Google Sheets trackers using QuickBooks Online exports and standardized the monthly reporting pack to reduce repetitive updates.
Result: Reduced manual work on selected workflows by 60%, saving an estimated 10–15 hours per month.
Tools: QuickBooks Online | Excel | Google Sheets | Coefficient | Reporting templates | Reconciliation trackers
Case 03
Cleanup and CPA-Ready Workpapers Delivered in 2 Weeks
Client Type: US-based real estate business with backlogged books needing cleanup before CPA review and tax prep
Problem: The books were several months behind, with unreconciled cash and card accounts, coding issues in the GL, and missing support for key balance sheet accounts.
Action: Reconciled cash and credit card accounts, corrected misclassified transactions, and rebuilt support schedules for accruals, prepaids, and other key balance sheet items.
Result: Brought the books current within 2 weeks and delivered CPA-ready workpapers for year-end review.
Tools: QuickBooks Online | Excel | Google Drive | Bank statements | Support schedules | Reconciliation templates
Certifications
Credentials behind the work.
Training and certification that keep my bookkeeping practice current and reliable.
Certifications
Certifications & Professional Badges
Software certifications supporting high-quality client accounting work.
2024
QuickBooks Online ProAdvisor
Intuit
Certified in QuickBooks Online setup, bookkeeping, and reporting.
2023
Xero Advisor Certification
Xero
Bank reconciliation, invoicing, and reporting in Xero.
2019
Bookkeeping NC III
TESDA
National certification covering the full bookkeeping cycle.
2022
Financial Modeling & Excel
Professional training
Reporting models, lookups, and reconciliation workpapers.
2021
Payroll & Compliance Fundamentals
Professional training
Payroll journal review and statutory reporting basics.
2025
Workflow Automation for Accountants
Professional training
Automating recurring close and reporting workflows.
Certificates and verification links are available on request during the discovery call.
Testimonials
Trusted by owners who needed their numbers to make sense.
A sample of feedback from international clients across services, ecommerce, and agency businesses.
“Our close used to drag for three weeks. Now the reporting pack lands on schedule and I can actually plan with it.”
Operations Director
Agency · United Kingdom
“She untangled a year of payout deposits nobody wanted to touch. Every settlement ties to the bank now.”
Founder
Ecommerce · Australia
“The biggest change is confidence. I stopped second-guessing the P&L before board meetings.”
CEO
Professional services · United States
“Responsive, precise, and genuinely proactive. She flags issues before they become problems.”
Managing Partner
Consultancy · Canada
“Documented workflows meant our internal team could finally follow the process without asking.”
COO
Logistics · Singapore
“Catch-up work done fast and clean. Our CPA had zero follow-up questions at tax time.”
Owner
Retail · United States
FAQ
The questions clients ask before we start.
If your question isn't here, bring it to the discovery call.
We begin with a 30-minute discovery call. I review your QuickBooks Online file, identify the gaps, and send a written scope with pricing and timeline. Once approved, onboarding takes about a week.
Yes. I work remotely with business owners in the US, UK, Canada, Australia, and Singapore, and I schedule calls around your time zone.
Cleanup work is a fixed project fee based on the scope and volume of transactions. Ongoing bookkeeping is a monthly retainer based on transaction volume, number of accounts, and reporting requirements.
No. Catch-up work is one of the most common engagements I take. I rebuild the reconciliation history month by month and document every correction so the history is defensible.
I use accountant-level access in QuickBooks Online rather than your personal login, share documents through your preferred secure storage, and use unique credentials with two-factor authentication.
A standard pack includes the P&L, balance sheet, cash flow, AR/AP aging, and a short written summary of what changed and what needs your attention.
For most clients, books are closed and reports delivered by the tenth business day of the following month, assuming statements and documents are available.
Yes. I prepare CPA-ready workpapers and coordinate directly with your tax professional at year-end.
Contact
Book a Discovery Call.
A free 30-minute conversation: we look at your current books, where the gaps are, and what it would take to bring them under control. No pressure, no obligation.